Get a low down payment mortgage for your manufactured home
- A down payment as low as 3%
- Traditional 30-year financing
- Lower interest rates*
- Cancellable mortgage insurance**
Finding a home that fits your budget is easier with mortgages for manufactured homes. Available through most lenders, these work similarly to mortgages for site-built homes: you own both the land the home, making it possible to build equity over time.
Most manufactured homes may be financed with a Standard MH mortgage. Manufactured homes that have features typical of traditional site-built, single-family homes may be eligible for an MH Advantage® mortgage.
†Disclaimer: References to third-party suppliers or to their products and services on this site, and any related hyperlinking, should not be construed as an endorsement by Fannie Mae of such third-party suppliers and/or to their products and services.
Visit a manufactured home retailer
Customize your home and ask your retailer for MH Advantage qualifying features
Work with a participating lender to see how to qualify for a mortgage
Have your new home delivered and installed